Personal Loans

We are pleased to offer a number of flexible lending solutions at competitive rates to help you achieve your goals – and they all come with the rapid decision making and exceptional service that only an independent community bank can offer. Personal lending and vehicle financing options include:

Mass Save® HEAT Loans

Enterprise Bank's partnership with Mass Save allows customers an opportunity to apply for a 0% interest loan to assist with qualified energy efficient home improvement installations. Up to $25,000 available! Learn More

Deposit Secured Personal Loans

A deposit secured personal loan allows you to use a savings or Certificate of Deposit (CD) account as collateral for your loan, and may result in a lower interest rate. Deposit secured personal loans start from $1,000 up to 100% of the balance in the collateral account. See Rates and Apply Online

Unsecured Personal Loans

An unsecured loan is a great option if you’re financing an expense such as a wedding, a home improvement, medical treatment, or even consolidating your debt. Unsecured fixed rate loans are available from $1,000 - $25,000. See Rates and Apply Online

Vehicle Financing

We are happy to assist you with refinancing or purchase of your vehicle. See Rates and Apply Online

Cash Reserve (Overdraft Protection)

A cash reserve is a convenient way for you to protect your personal checking account against unplanned cash shortages. Cash Reserve amounts range from $1,000 up to $10,000. See Rates and Apply Online


Ask about our rate reduction for automatic loan payments made through your Enterprise Bank Personal Checking or Personal Savings!


Applying online helps make loan application processing easier and faster. When you are ready, complete an application for any of our personal loan or vehicle financing options listed above. Use these links below to apply or check status or contact us for more information:

REVIEW RATES AND APPLY NOW - Begin the online personal loan or vehicle financing application process.

LOAN STATUS AND DOCUMENT CENTER - After applying for a loan, log in to view current status of your loan application. Also, securely upload required documents, and/or securely message us.

Need more information? Send a text message to 877-671-2265, use our online chat, or visit our CONTACT US page to connect with an Enterprise Bank team member for further assistance.

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